The most important thing to do in the case of a railroad accident, including one that involves your spouse, is to take your time. Railroads and claims agents sometimes try to take advantage of injured workers and their spouses in times of duress.
Claims agents working for the railroad may falsely state that you must give a recorded statement before they can offer financial assistance. They may also offer an advance to help with bills, but you should be aware that if, or when, the railroad offers to settle your case they will want a credit, or to be reimbursed, for those continuing wage or assistance payments.
Railroad companies may also offer compensation in the event of workers’ deaths. However, accepting money directly from the railroad and signing a release bars victims’ families from suing for damages at a later date, even if you find that the settlement was not fair or was insufficient to provide for the family’s needs after the loss of a loved one.
As you can see, there are many risks to rushing the process. Railroads and claims agents know this and will try to use this against you.
Don’t let them rush you. Take time to visit doctors, heal, and process the situation before filling out paperwork and communicating with claims agents. Only start when you have the physical and mental capacity to handle the claim with the proper care and with all the facts.
If you’re injured while working on the railroad in Texas, or any other State, we’re here to help.